A solid foundation in one’s own knowledge of personal finances is our starting point. Below is an extensive, but still not complete, list of items and topics for review. These are all good examples of why a solid foundation in personal finance is critical to individual success. At EWM we are ready to counsel and advise on each one of these items.

  • Credit Education
  • The fundamentals of Credit Cards and how to use them effectively
  • Understanding your Credit Score
  • Your Credit Report and the 3 major Credit Bureaus
  • What you should know before applying for Auto Financing
  • What you should know before applying for a Mortgage
  • What you should know before buying a car
  • Debt Management
  • The basics of Money Management
  • Your Debt to Income Ratio
  • Your Personal Balance Sheet
  • Good Debt vs. Bad Debt
  • The Cost of Debt
  • Prioritizing your Debts
  • Creating your Budget
  • Bankruptcy Chp 13 vs. Chp 7
  • Life Insurance


www.creditkarma.com / www.readyforzero.com / www.mint.com / www.credit.com